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Billing/Insurance Information
How are we different?

If you’re reading this, you’re interested in working with us, but not quite sure about us being “out-of-network” or “direct-pay”.

Whether You Decide to Work With Us or Not, Let Us Explain Just A Few Things To Help You Make A Confident Decision

You may have said or thought these types of things:

  • “I would prefer to use my insurance benefits for PT.”
  • “That seems like a lot of money.”
It’s totally normal for you to feel this way. The current healthcare landscape for active-adults and athletes is changing drastically. As insurance companies continue to reduce payment to PTs the quality of care that patients are receiving is being reduced. Co-pays are also at all-time highs and continue to increase. Below is some insight into how working with an out-of-network practice like RecoverRx can actually save you not only money, but time as well and ultimately lead to better results than a traditional, in-network practice.

Why is RecoverRx Physical Therapy not in-network with insurance? And did you say that can actually save me money?

"I Want to Call My Insurance"

When people hear that we’re “out-of-network” they usually want to call their insurance to see what benefits they have… as they should! But we have some advice for you if you’re thinking this. If you’re going to do some investigation regarding your PT benefits, you might as well get the FULL PICTURE. People usually just ask… “Do I have any out-of-network benefits?” And if the answer is “no”, or “only after $X,XXX deductible is met”, they then immediately think, “well I guess I’ll stay in-network”… but this person still has no clue how much the “in-network route” will cost them, or what the value comparison is. So, please take advantage of the two checklists below to make sure you have all of the information you need to make the best decision for yourself. Knowledge is power, right?

What to ask your insurance agent:

  • Do I have an in-network physical therapy deductible? If so, how much will I have to pay out-of-pocket before you will help cover my in-network PT costs
  • What is my in-network co-pay
  • Do I have an out-of-network deductible? If so, how much is it?
  • What is the easiest way to submit a self-claim?

"I Want to Find a Place That Takes my Insurance"

This can be a totally sensible thing to think about and want to do. We just want to make sure that you fully understand the difference in cost and quality care that you’ll be receiving. Sometimes going in-network is just as expensive or more, and for a lesser experience and results. So we highly encourage you to use the checklist below when calling around to get the facts straight about your PT options!

Here at RecoverRx, sessions are 60 minutes of 1:1 time with your doctor of PT.

Here you will always have the same PT! And you’ll NEVER be treated by an aide or assistant.

Here it’s never more than once or twice per week, and sometimes we are even able to spread sessions out, but that depends on the situation

Here it averages 6-10 weeks but varies greatly depending on the specific case.

Here we specialize in athletes, active adults, runners, golfers and women/pelvic health.

Here we always guarantee that you will always know exactly what you are paying for and will never be surprised with a bill.

Still Not Sure? Listen to the Stories of Our Past Patients Who Were "On The Fence" Initially As Well...